Self-Employed Mortgages

Refinancing your home

Thinking about renovation ?

Personalized solutions for self-employed Canadians

2-3 min

As the backbone of the Canadian economy, entrepreneurs and the self-employed contribute value and drive innovation. However, managing a business can be time-consuming and may leave little room to focus on securing a mortgage. That's where we come in.

Documentation required for self-employed mortgage applicants

  • Copy of Government Issued Photo ID.
  • Most recent 2 years of T1 General Tax Returns.
  • Most recent 2 years of Notice of Assessments (NOAs)
  • CRA Statement of Accounts (to confirm no taxes owing
  • If you are incorporated: 
    • Most recent 2 years T4A’s issued from your company (If Applicable)
    • Certificate of Incorporation.
    • Notice of Articles to Confirm Ownership of Company.
    • Most Recent Notice To Reader Corporate Financials. 

Please note that other documentation may be required if you own other properties and depending on your mortgage application type: Refinance, Renewal, Purchase, etc…

At The Mortgage Professionals, we understand the unique challenges faced by self-employed entrepreneurs and offer personalized solutions to meet their needs. Our team has worked with numerous entrepreneurs and can provide a wide range of options for self-employed individuals. If you are interested in exploring your mortgage options, don't hesitate to give us a call. We will be happy to provide you with a customized mortgage package and a free, no-obligation consultation. The more complex your mortgage situation, the more it makes sense to seek guidance from a licensed professional.
Contact us today to learn more.

Get the mortgage help you need, right here.

Get the mortgage help you need, right here.

Nikki Hawke
Nikki Hawke
2022-05-31
Darcy is so personable, reliable and always puts his client’s needs and profile at the heart of the work. He goes the distance and is a master negotiator. Sam is a pleasure to work with too. I’ve funded two mortgages with this team and I’m won’t work with anyone else.
Rebecca Andreola
Rebecca Andreola
2022-05-16
Cannot say enough good things about The Mortgage Professionals. We were so happy we had the chance to work with Darcy as our Mortgage Broker. As first time home buyers, we were immediately put at ease by Darcy and Samantha, and knew that we were in good hands. They worked hard for us and we were very pleased with the services. Highly recommend them for anyone needing a confident team working on your behalf that will put you first.
Alexander Hamilton
Alexander Hamilton
2022-04-08
I reached out to Darcy because I was having problems with the mortgage broker I was dealing with. It took no time for Darcy to get the ball rolling on the Mortgage refinance we needed help with. In the span it took him to be introduced to me, to applying and funding the mortgage the individual who I dealt with before has never responded. Darcy and his team are the best around!
Wendy Wallach
Wendy Wallach
2022-03-25
Darcy and Samantha are very helpful and would respond to my questions very quickly (even after what I would think would be office hours). They never made me feel stupid when I would ask my sometimes repetitive questions. They worked hard at getting me the best rate for my mortgage. My friends are always amazed at the rate they can get me. They are also very friendly and express thanks when I reply quickly. Thank you , Darcy and Samantha
Genevieve Deacon
Genevieve Deacon
2022-02-07
Would recommend to family and friends, no hesitation. Darcy and his team are always available for questions and concerns, and they made the entire process unbelievably smooth.
Jeremy Farnsworth
Jeremy Farnsworth
2022-02-04
This is my fourth mortgage with Darcy. He has always been very professional and helpful finding us the best mortgage product and rate.
Duncan Miller
Duncan Miller
2021-11-03
Darcy and his team did an excellent job arranging financing on our first home purchase! They were responsive and they got the job done right in a tight time frame. Would highly recommend them especially in today's competitive markets.
Karly Cook
Karly Cook
2021-10-22
We had an absolutely seamless experience with Darcy and Samantha. Their responsiveness and clarity made it so easy to work with them. Everything was taken care of us from start to finish!