Bank of Canada Rate Announcement

Samantha Tai MacLeodBlog, Interest Rates, Market UpdateLeave a Comment

Bank of Canada mortgage rates

After another Bank of Canada announcement, many are wondering how it’ll affect their current mortgage rates. The Government of Canada is transitioning from their Quantitative Easing stage to their re-investment stage by purchasing Canadian bonds solely to replace maturing bonds. The Bank now owns about 45% of all outstanding GoC … Read More

Don’t Do This When Seeking a Mortgage!

Darcy DoyleBlog, Mortgage Tips

In today’s reality of tougher mortgage qualification rules, it’s even more important to pay attention to the little things that can make or break your chances of qualifying for a mortgage – or hanging on to your approval all the way through to closing. Did you know that it’s getting … Read More

Why Do I Need an Appraisal?

Darcy DoyleBlog, Mortgage Tips

Mortgage lenders request an appraisal for several reasons, but the main two are: 1) When you’re buying a new home; and 2) If you’re dipping into your home equity through a refinance on your existing mortgage. An appraisal is an unbiased expert opinion on the value of your home carried … Read More

Is it Time for a Mortgage Checkup?

Darcy DoyleBlog

With spring only weeks away, now’s the perfect time to consider scheduling your annual mortgage checkup. It’s important to review your options every year to ensure you’re maximizing your savings. Spring’s a popular time for a refresh and it’s also the most common time of year to buy or sell … Read More

Purchase Plus Improvements Program

Darcy DoyleBlog, News and Events

The Mortgage Professionals-Home-Renovation

Purchase Plus Improvements Program You have been searching for a new home and have finally found one that you like. It’s right in your price range and all it needs is a few improvements. New floors, update the kitchen and bathroom, a coat of paint and it will be as … Read More